retirement
401(k) Match Optimization
Visualize long-term outcomes when you consistently capture employer match and stay invested.
Frequently Asked Questions
Why is employer match so important?
It is effectively part of compensation and can materially improve long-term outcomes. Missing it often means leaving low-friction value unclaimed.
Should I still invest beyond the match?
Often yes, based on goals, debt costs, and risk tolerance. The match is usually the first priority, not the final one.
What benchmark should I use?
Using broad equity benchmarks like the S&P 500 helps you compare whether your scenario aligns with long-run market behavior.
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