retirement
Retirement Savings in Your 30s
See how a steady monthly investment can compound over decades when you start in your 30s.
Frequently Asked Questions
Is starting in my 30s too late?
No. You still have a long runway for compounding. The key is consistency, realistic expectations, and keeping costs low over many years.
How much should I target each month?
A practical approach is to start with a fixed amount you can sustain through market volatility, then increase contributions gradually with income growth.
Should I compare against gold or stocks?
Use both for perspective. Stocks often lead over long horizons, while gold can behave differently during inflation shocks and risk-off periods.
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