education
529 College Savings for Newborns
Model long-horizon education savings behavior with recurring contribution assumptions.
Frequently Asked Questions
Why run this over a long period?
Education planning benefits from long horizons where compounding and contribution consistency have outsized cumulative impact.
Does this replace a 529 planner?
No. This is a historical scenario lens. Tax treatment, withdrawal rules, and state-specific details require dedicated planning.
What is the biggest practical lesson?
Starting earlier with smaller recurring amounts can be easier and often more effective than trying to catch up later.
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