education

529 College Savings for Newborns

Model long-horizon education savings behavior with recurring contribution assumptions.

Frequently Asked Questions

Why run this over a long period?

Education planning benefits from long horizons where compounding and contribution consistency have outsized cumulative impact.

Does this replace a 529 planner?

No. This is a historical scenario lens. Tax treatment, withdrawal rules, and state-specific details require dedicated planning.

What is the biggest practical lesson?

Starting earlier with smaller recurring amounts can be easier and often more effective than trying to catch up later.

Ready to run this scenario?

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